Pradhan Mantri Rojgar Yojana 2024 : Friends, in this article today we will talk about PM Rojgar Loan Yojana, this is such a scheme of the government in which the government provides this loan to all those unemployed youth who want to do their own employment, the amount of this loan ranges from Rs 5 lakh to 50 lakh, the type of industry you want to set up, the type of your project will be based on that, you will be given this loan amount,

The special thing is that whatever money you get in this loan, 35% of it is given as subsidy and the remaining 65% money has to be paid by you. That is, if you get ₹ 1 lakh, then you will have to pay only 65000 and the remaining 35000 rupees will be waived by the government. So how will you apply in this, which candidate will be able to apply, understand its complete process:

Overview of Pradhan Mantri Rojgar Yojana 2024

• Name of the scheme: Pradhan Mantri Rojgar Yojana 2024 
• Objective: Loan of Rs 5 lakh to Rs 50 lakh for employment to all unemployed youth
• When started: This scheme was started on 15 August 1993.
• Application Mode: Online & Offline(Through CSC)
• Official Website:  PMEGP

What is the Prime Minister’s Self-Employment Scheme?

Pradhan Mantri Swa-Rozgar Yojana (PMRY) is a government scheme aimed at providing self-employment opportunities to unemployed youth. This scheme was launched in 1993 and its main goal is to provide financial assistance and training to youth to start their own business.

Who can apply in Pradhan Mantri Swa-Employment Scheme?

If someone is unemployed and wants to do any kind of job, then his age should be 18 years and he can apply for it. It is also mentioned that to apply for it, it is not necessary that you have an income limit. Only if you are earning, you will get the benefit. You can apply for it.

Even people without income can avail this loan. Your minimum qualification would be 8th pass. 8th pass candidates can apply for this. In the manufacturing sector, it has been mentioned here that you can get a loan of 10 lakh rupees. If you provide any kind of service, in that case you will get assistance amount of up to 5 lakh rupees. Existing units will not get assistance letters. It means that people who are already doing any kind of employment will not be eligible for this.

Such candidates will not apply, this has been brought for those who want to generate any type of employment from scratch and want to employ a dog in which we can also give money to 5-10 such people like us.

What are the terms and conditions for taking advantage of the Prime Minister’s Self-Employment Scheme?

• The applicant must be a citizen of India.
• The applicant should be minimum 18 years and maximum 35 years of age.
• It is mandatory to have passed 10th.
• Preference is given to SC/ST, physically challenged, women and ex-servicemen.
• The annual income of the applicant’s family should not exceed ₹2.5 lakh.
• Should not be already running any self-employment business.

What are the required documents for Pradhan Mantri Swarozgar Yojana?

• Aadhar card
• PAN card
• Residence proof (eg. ration card, electricity bill, voter ID)
• Caste Certificate (for SC/ST)
• Disability Certificate (for persons with disabilities)
• Education Certificate(10th pass certificate)

How to apply for Prime Minister’s Self Employment Scheme?

Friends, to apply for Pradhan Mantri Self-Employment Scheme 2024, follow the steps given below:

• First of all you have to visit the official website of Pradhan Mantri Rojgar Yojana 2024 .
• Now you must have reached here, as soon as you reach here, the homepage of the website will be visible.
• Now download and print the application form from here or from the PMRY website.
• After this fill all the necessary information in the application form, like your name, Aadhar number, mobile number etc.
• After this, after filling the application form and attaching all the required documents, go to the bank from where you want to take the loan and submit it.
• After this, the bank will verify your application and all the documents provided , and they will contact you within a week.
• Once the application and documents are verified, the bank will approve the loan for starting your business under Pradhan Mantri Self-Employment Scheme.
• Now your application process will be completed.